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Safeguarding Your Business

Commercial Day Care Risks

As a child care owner, you have made a commitment to safety to the children in your care and take all the steps necessary to protect them when the are at your day care. The risks you encounter are different than those experienced in other businesses, requiring specialized attention for your liability needs.

Each child care center and daycare has unique needs and concerns when it comes to commercial insurance. Britton Gallagher’s experienced risk managers can evaluate your business and determine which coverages are available and assist you in selecting the best commercial insurance policy. A proper policy can safeguard your business along with your property and assets in the event of damage, loss, or an accident.

Commercial Coverage for Your Child Care Center

Daycare centers require various kinds of commercial insurance due to their size, location, and style of facilities. All commercial child care businesses require property insurance for the daycare building itself, but you may also wish to have coverage for your business’ personal property, like furniture, machinery, and fixtures, or the personal property of others when it is on the premises of the daycare.

Coverage Available:
  • Liability
  • Comprehensive General Liability
  • Abuse and Molestation Coverage
  • Professional Liability
  • Crime Coverage
  • Corporal Punishment
  • Umbrella Coverage
  • Property
  • Building
  • Building Contents
  • Property Extension Endorsements
  • Automobile
  • Owned Business Automobiles
  • Non-Owned Business Automobiles
  • Hired Autos
  • Britton Gallagher will assess your unique risk exposures and potential liabilities to determine the insurance coverage that is right for your commercial child care center.
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