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You Make Your Business on Fun

Family Entertainment & Fun Centers

You have developed a successful business providing fun and enjoyable experiences for your guests and their families. As a family entertainment center operator, you understand the importance of ride safety, responsible concessions and other attraction concerns that could impact the entertainment or well-being of your guests.
Establishing a sound, well-managed risk management program and creating a culture of safety amongst your staff is a key component of ensuring your amusement venue stays successful. Securing the right liability and protection solutions are a critical part of that strategy and need to fully address your venues specific exposures and needs.
Britton Gallagher has experience in the family entertainment business, knowing where common liabilities occur and can help identify certain risks unique to your business. Our risk management consultants are available to conduct annual safety inspections and audits of all participating facilities. We have various safety resources and certified safety personnel on staff to help you assess your risks and secure the peace of mind you need to focus on other areas of your business.

In 2014, Britton Gallagher’s Amusement Insurance Resources division was selected as the International Association of Amusement Parks and Attraction (IAAPA) as its preferred FEC insurer. The IAAPA endorsed program, AIR Elite, provides members access to insurance coverage, risk management assistance, consultative services, and safety education, including exclusive access to an online educational portal complete with training modules.

FEC Insurance Program

Family Entertainment Centers are defined as having some or all of the following indoor or outdoor attractions: miniature golf, go-karts, bumper cars, bumper boats, batting cages, arcade game rooms, redemption games, laser tag, soft play areas, euro bungee, dry slides, single or double flume water slides, paint ball, ropes course, climbing wall, small zip line, one to three children’s mechanical rides, one to three children’s attended inflatable attractions, picnic area, party room, restaurant, concessions, skill games, lazy river, snack bar and small permanent amusement kiddie rides.
The program and insurance solutions available to family entertainment centers and family fun centers includes coverage for the following areas of exposure:
  • General liability
  • Property
  • Inland Marine
  • Workers’ Compensation
  • Commercial Automobile
  • Excess Liability
  • Participant Accident
  • Special Events
  • Management Liability
  • Directors & officers (D&O coverage)
  • Employment Practices Liability Insurance (EPLI)

Eligible Classes of Business:
  • Arcades
  • Attendant Operated Rides
  • Batting Cages
  • Billiard Tables
  • Bowling Alleys (property coverage not available on risks built prior to 1980)
  • Bumper Cars and Boats
  • Coin Operated Rides
  • Climbing Wall
  • Crafts
  • Concession sales including food and beverage
  • Euro Bungee Rides
  • Gift, Souvenirs and Pro Shops
  • Golf Driving Ranges
  • Go Kart Facilities
  • Haunted Houses
  • Inflatables
  • Kiddie Amusement Parks = (teacup ride, kiddie coasters)
  • Laser Tag
  • Mechanical Bulls - Electric only, need signed waiver
  • Miniature Golf
  • Paintball - ASTM safety guidelines must be met including Safety briefings, participants wearing protective gear, adequate referees and supervision. Signed waivers must be obtained. Parent or Guardian must sign for minor.
  • Parties - Group Sales - Wristbands
  • Petting Zoos
  • Risks with cooking exposure (see separate supplemental app)
  • Slides (Wet and Dry)
  • Skating Rinks - Ice and Roller
  • Soft Modular Play/Bounce Play
  • Subcontracted Fireworks Display with certificate of liability evidencing liability limits of at least $5M, and naming our insured as Additional Insured under their GL/Umbrella policy.
  • Train Rides (including Trackless)
  • Water Slides - Inflatable

Request More Information

Please complete the form below for more information on our risk management solutions for family entertainment centers.

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